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  • Writer's pictureRyan Barouch

How do I build credit?

Updated: Jan 14, 2019

This is a great question because while removing or correcting negative accounts is most important, if there is nothing open and in good standing on your credit report, your scores will probably not be above 600.

The two most effective ways to build credit are:

1. Open up a secured credit card where you give a $200+ security deposit as collateral.

2. Add an authorized user seasoned Tradeline, where you get the primary cardholders years of positive payment history as well as their high credit limit.

We can help you decide which route is best for you. Give us a call at 248-799-9441 and we will explain your options in more detail.

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